Rates. Research. Representation.

One of the challenges facing a first time borrower is assuming the commercial loan process is the same as applying for a personal loan. It’s inaccurate to assume that acquiring a business loan involves walking into your own bank, completing necessary paperwork, and receiving a standard rate.

Commercial lending is complicated, and banks by definition offer terms that generate maximum revenue for themselves. The less you understand, the more your loan benefits the lender via terms, rates, and sometimes unexpected penalties.

As a broker, Gary Chromiak balances that system by advocating for the borrower. That support involves assessing your situation, presenting your best business profile, and ultimately creating competition for your loan. This process establishes a comparison of available rates, terms, and timelines. Once established, we determine which loan is best for the nature of your business.