Once you’ve established the nature and needs of your business, you’ll buy before you sell. The loan you’re seeking is a commodity, and it’s important to understand exactly how much it will cost.

Sometimes business financing helps to put priorities in order - just by virtue of needing to present well on paper. Of course, the more solid your profit, the better your borrowing terms and rates will be. If you’ve felt that cause and effect gain momentum, you’ve learned how to balance effort with cost management.