Expert Financing for Business Loans
Creating clarity and ease throughout the commercial loan process
Opening the door to a commercial loan can be confusing, especially the first time you borrow.
Without an advocate, piles of paperwork can feel insurmountable and term sheets might seem hopelessly complex.
G-Ray Commercial is adept at reviewing all your financials, packaging your application to your best advantage, and securing your best rates and terms.
From start to finish, Gary Chromiak will explain the process and complete your loan with the best lender available for your needed financing.
This means you’ll be able to relax and focus on building your business with the confidence that your loan is being managed in a way that is consistent with your high standards.
The Loan Process
-
Review
The general details of your business determine what type of loan will be the best fit for your situation & needs. We’ll review your business plan and select the appropriate product for borrowing.
-
Submission
Banks generate their terms based on how you look on paper. Most people don’t know how to create an organized profile for lenders. We do, and we’ll make sure that you look your best.
-
Settlement
Once you’ve packaged & submitted your application, you may need help with other details like business insurance, appraisal, or debt history. We’ll facilitate the steps leading up to settlement & we’ll close the loan.
Conventional Loans
SBA (Small Business Administration)
Life Company
(CMBS) Commercial Mortgage Backed Security
Private Funds (Bridge Loan)
Loan Options
What People Are Saying
“Gary has the highest standards of integrity. Institutions will often do what’s right for the institution. Gary does what’s right for the client. His integrity is second to none.”
— Glenn Frittz, ReMax
“Gary is my go-to as a resource for commercial lending - for his extensive knowledge of the lending industry, and his reliability in preparation and follow-through.”
— Mike Weaver, MMG Insurance Co, Owner
“The size of my loan was a challenge. With Gary’s help the loan was completed as smoothly as possible. I’d recommend him to friends.”